{"id":1768,"date":"2026-05-14T11:46:29","date_gmt":"2026-05-14T11:46:29","guid":{"rendered":"https:\/\/acredema.com.ar\/?page_id=1768"},"modified":"2026-05-19T11:46:59","modified_gmt":"2026-05-19T11:46:59","slug":"arrocera-2026","status":"publish","type":"page","link":"https:\/\/acredema.com.ar\/index.php\/arrocera-2026\/","title":{"rendered":"ARROCERA 2026"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1768\" class=\"elementor elementor-1768\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94b3835 e-flex e-con-boxed e-con e-parent\" data-id=\"94b3835\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ffca2d0 elementor-widget elementor-widget-heading\" data-id=\"ffca2d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">L\u00ednea Arrocera 2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42409fa elementor-widget elementor-widget-image\" data-id=\"42409fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"687\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/Arroceros.png\" class=\"attachment-large size-large wp-image-1776\" alt=\"arroceros\" title=\"ARROCERA 2026\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3a301e elementor-widget elementor-widget-text-editor\" data-id=\"e3a301e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Desde la Asociaci\u00f3n se hace extensiva la convocatoria&nbsp; a una nueva l\u00ednea de financiamiento destinada a productores Arroceros cuyas explotaciones se encuentren en la provincia de Santa Fe.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/899780.png\" alt=\"899780\" width=\"32\" height=\"32\" title=\"ARROCERA 2026\"><strong><img style=\"background-color: rgba(213, 238, 200, 0.48); font-size: 1rem;\" data-c=\"\ud83d\udccc\"><img style=\"background-color: rgba(213, 238, 200, 0.48); font-size: 1rem;\" data-c=\"\ud83d\udccc\"><span style=\"font-style: inherit;\">\u00bfCu\u00e1l es el monto m\u00e1ximo que puedo gestionar?<\/span><\/strong><\/p>\n<p>Hay 2 l\u00edneas que tienen montos m\u00e1ximos dis\u00edmiles:<\/p>\n<ul>\n<li>La l\u00ednea \u00ab<strong>Capital de Trabajo<\/strong>\u00bb permite acceder a cr\u00e9ditos de hasta 60 millones de pesos.<\/li>\n<li>La l\u00ednea \u00ab<strong>Inversi\u00f3n Productiva<\/strong>\u00bb permite acceder a cr\u00e9ditos de hasta 40 millones de pesos.<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/899780.png\" alt=\"899780\" width=\"32\" height=\"32\" title=\"ARROCERA 2026\"><strong>\u00bfCu\u00e1l es el plazo m\u00e1ximo de devoluci\u00f3n?<\/strong><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">La l\u00ednea \u201c<strong>Capital de Trabajo<\/strong>\u201d permite financiar en hasta <strong><span style=\"text-decoration: underline;\">18 meses<\/span> <\/strong>(Gracia de 6 meses s\u00f3lo para Capital).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">La l\u00ednea \u201c<strong>Inversi\u00f3n Productiva<\/strong>\u201d permite financiar en hasta <strong><span style=\"text-decoration: underline;\">36 meses <\/span><\/strong>(Gracia de 6 meses s\u00f3lo para Capital).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/899780.png\" alt=\"899780\" width=\"32\" height=\"32\" title=\"ARROCERA 2026\"><strong>\u00bfQu\u00e9 diferencia hay entre cada l\u00ednea?<\/strong><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong><span style=\"text-decoration: underline;\">Capital de trabajo<\/span><\/strong> refiere a que el productor deber\u00e1 utilizar el dinero recibido en inversiones como semillas, fertilizantes, gastos corrientes, entre otros.&nbsp;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">En cambio, si opta por la l\u00ednea de <strong><span style=\"text-decoration: underline;\">Inversi\u00f3n Productiva,<\/span><\/strong> deber\u00e1 destinar el dinero a erogaciones como las necesarias para mejorar los sistemas de riego (bombas), plantas de silos para secado, maquinaria, entro otros (compra de Bienes de Capital).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/899780.png\" alt=\"899780\" width=\"32\" height=\"32\" title=\"ARROCERA 2026\"><strong>\u00bfQu\u00e9 tasa se aplica a estos cr\u00e9ditos?<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Para ambas l\u00edneas se aplica una misma tasa equivalente a la mitad de la publicada por BNA (Tasa Activa Cartera General Diversas \u2013 TNA 30 d\u00edas) m\u00e1s la adici\u00f3n de 2 puntos extra. Consult\u00e1&nbsp;<\/span><a href=\"https:\/\/www.bna.com.ar\/home\/informacionalusuariofinanciero#:~:text=Tasa%20Nominal%20Anual%20Vencida%20con%20capitalizaci%C3%B3n%20cada%2030%20d%C3%ADas%20%3D%20T.N.A.%20(30%20d%C3%ADas)%20%3D%2025%2C65%25\" target=\"_blank\" rel=\"noopener\">aqu\u00ed&nbsp;<\/a><span style=\"font-weight: 400;\">la tasa vigente.<\/span><\/p>\n<p><strong><span style=\"text-decoration: underline;\">Ejemplo<\/span>: Al 12 de Mayo de 2026 la tasa que se aplicar\u00eda a los cr\u00e9ditos ser\u00eda del 15,39 % anual.<\/strong><\/p>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/899780.png\" alt=\"899780\" width=\"32\" height=\"32\" title=\"ARROCERA 2026\"><strong>\u00bfSon cuotas fijas?<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Efectivamente, son cuotas fijas y en pesos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/899780.png\" alt=\"899780\" width=\"32\" height=\"32\" title=\"ARROCERA 2026\"><strong>\u00bfC\u00f3mo ser\u00eda la devoluci\u00f3n de estos cr\u00e9ditos?<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Para ejemplificar la metodolog\u00eda de devoluci\u00f3n hemos creado estos modelos que te servir\u00e1n para visualizar y estudiar el que mejor se adapte a tu conveniencia.&nbsp;<\/span><\/p>\n<p><a href=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/60-m-en-18.png\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/pngtree-banknote-line-icon-vector-png-image_6650593.png\" alt=\"pngtree banknote line icon vector png image 6650593\" width=\"50\" height=\"50\" title=\"ARROCERA 2026\">Visualizar&nbsp;<\/span>modelo 60 <span style=\"font-weight: 400;\">MILLONES en <\/span><span style=\"font-size: 14.592px;\">18 cuotas <\/span><span style=\"font-size: 1rem;\">(*)<\/span><\/a><\/p>\n<p><a href=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/60-m-en-18-semestral.png\" target=\"_blank\" rel=\"noopener\" data-wp-editing=\"1\"><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/pngtree-banknote-line-icon-vector-png-image_6650593.png\" alt=\"pngtree banknote line icon vector png image 6650593\" width=\"50\" height=\"50\" title=\"ARROCERA 2026\">Visualizar&nbsp;<\/span>modelo 6<span style=\"font-weight: 400;\">0 MILLONES <\/span><span style=\"font-size: 14.592px;\">en 18 cuotas&nbsp; [devoluci\u00f3n capital cada 6 meses] <\/span><span style=\"font-size: 1rem;\">(*)<\/span><span style=\"font-style: inherit;\">&nbsp;<\/span><\/a><\/p>\n<p><a href=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/40-m-en-36.png\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/pngtree-banknote-line-icon-vector-png-image_6650593.png\" alt=\"pngtree banknote line icon vector png image 6650593\" width=\"50\" height=\"50\" title=\"ARROCERA 2026\">Visualizar&nbsp;<\/span>modelo 40<span style=\"font-weight: 400;\"> MILLONES en <\/span><span style=\"font-size: 14.592px;\">36 cuotas <\/span><span style=\"font-size: 1rem;\">(*)<\/span><\/a><\/p>\n<p><a href=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/20-m-en-18.png\" target=\"_blank\" rel=\"noopener\" data-wp-editing=\"1\"><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/pngtree-banknote-line-icon-vector-png-image_6650593.png\" alt=\"pngtree banknote line icon vector png image 6650593\" width=\"50\" height=\"50\" title=\"ARROCERA 2026\">Visualizar&nbsp;<\/span>modelo 20<span style=\"font-weight: 400;\">&nbsp;MILLONES&nbsp;<\/span><span style=\"font-size: 14.592px;\">en 18 cuotas <\/span><span style=\"font-size: 1rem;\">(*)<\/span><span style=\"font-style: inherit;\">&nbsp;<\/span><\/a><\/p>\n<p>(*) Estos modelo son orientativos y pueden sufrir variaciones en funci\u00f3n de las fluctuaciones de la tasa publicada por BNA.<\/p>\n<p>Si quer\u00e9s financiar un monto puntual distinto a los publicados, <a href=\"https:\/\/acredema.com.ar\/index.php\/contacto\/\">contactanos<\/a> y te enviamos el detalle de cuotas.<\/p>\n<p><span style=\"font-size: 14.592px;\">&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/899780.png\" alt=\"899780\" width=\"32\" height=\"32\" title=\"ARROCERA 2026\"><strong>\u00bfQu\u00e9 requisitos debe cumplir el productor para acceder al financiamiento?<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">El productor interesado deber\u00e1 completar el siguiente <strong><a href=\"https:\/\/forms.gle\/UZi9pKJ2iBFQAEG3A\" target=\"_blank\" rel=\"noopener\">FORMULARIO<\/a> &nbsp;<\/strong><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/flecha.png\" alt=\"flecha\" width=\"50\" height=\"39\" title=\"ARROCERA 2026\"><\/span><\/p>\n<p><span style=\"font-weight: 400;\">All\u00ed mismo se le pedir\u00e1 que suba una im\u00e1gen de la siguiente documentaci\u00f3n:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Frente y Reverso de su DNI.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Copia de Factura de EPE donde tiene radicada la explotaci\u00f3n (Puede estar a nombre de otra persona).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Constancia de R.U.P.P. (Registro \u00danico de Producciones Primarias). Si no lo realiz\u00f3, actualice y obtenga <a href=\"https:\/\/www.santafe.gov.ar\/rupp\/login.php\">aqu\u00ed<\/a>.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Constancia de CUIT (Se puede obtener desde <a href=\"https:\/\/seti.afip.gob.ar\/padron-puc-constancia-internet\/ConsultaConstanciaAction.do\">aqu\u00ed<\/a>).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Constancia de Cumplimiento Fiscal (Se puede obtener desde <a href=\"https:\/\/www.santafe.gob.ar\/gestionesciudadanas\/tramite\/690383644f0ff7df1ad5ad6d\">aqu\u00ed<\/a>).<\/span><\/li>\n<\/ul>\n<div>&nbsp;<\/div>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/899780.png\" alt=\"899780\" width=\"32\" height=\"32\" title=\"ARROCERA 2026\"><strong>\u00bfQu\u00e9 otra documentaci\u00f3n deber\u00e1 adjuntar en ese formulario?<\/strong> <strong>\u00bfSon necesarios garantes para acceder al cr\u00e9dito?<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si, como es norma en la Asociaci\u00f3n se deber\u00e1n adjuntar 2 garantes que avalen el cr\u00e9dito. Por tanto, se requerir\u00e1 de cada uno de estos garantes la siguiente documentaci\u00f3n que tambi\u00e9n&nbsp;<\/span><span style=\"font-size: 14.592px;\">deber\u00e1<\/span> <span style=\"font-size: 14.592px; font-style: inherit;\">adjuntar al formulario:<\/span><\/p>\n<p>Si trabaja en relaci\u00f3n de dependencia:<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Frente y Reverso de DNI.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Copia de los \u00faltimos 3 recibos de sueldo.<\/span><\/li>\n<\/ul>\n<p>Si es Monotributista\/Responsable Inscripto.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><span style=\"font-weight: 400;\">Frente y Reverso de DNI.<\/span><\/li>\n<li>Certificaci\u00f3n de Ingresos Personales confeccionada por Contador.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<div>&nbsp;<\/div>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/899780.png\" alt=\"899780\" width=\"32\" height=\"32\" title=\"ARROCERA 2026\"><strong>\u00bfC\u00f3mo sabr\u00e9 si aprobaron mi cr\u00e9dito? \u00bfQu\u00e9 criterios tendr\u00e1n en cuenta para aprobar o rechazar mi solicitud?<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nos contactaremos con cada uno de los interesados al n\u00famero de tel\u00e9fono declarado y le compartiremos el avance de la gesti\u00f3n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Al momento de aprobar y\/o rechazar una solicitud la Comisi\u00f3n Directiva de la Asociaci\u00f3n tiene en cuenta diversos factores, los antecedentes del individuo y\/o de los garantes en la central de deudores que publica el Banco Central, el historial que pueda tener el productor internamente en nuestra instituci\u00f3n, el monto de los recibos de sueldo, entre otros.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/899780.png\" alt=\"899780\" width=\"32\" height=\"32\" title=\"ARROCERA 2026\"><strong>\u00bfD\u00f3nde puedo consultar esa base de datos para saber si yo o mis garantes ser\u00edamos aptos para acceder al cr\u00e9dito?&nbsp;<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Para consultar tu historial de cr\u00e9dito y\/o el de los garantes, acced\u00e9 a este <a href=\"https:\/\/www.bcra.gob.ar\/situacion-crediticia\/\">LINK<\/a> e ingres\u00e1 el n\u00famero de CUIL del individuo a consultar.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2026\/05\/5365944.png\" alt=\"5365944\" width=\"50\" height=\"50\" title=\"ARROCERA 2026\">&nbsp; Ten\u00e9s alguna duda o inquietud vinculada a esta nueva herramienta, <a href=\"https:\/\/acredema.com.ar\/index.php\/contacto\/\">consultanos<\/a> y te asesoramos.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>L\u00ednea Arrocera 2026 Desde la Asociaci\u00f3n se hace extensiva la convocatoria&nbsp; a una nueva l\u00ednea de financiamiento destinada a productores [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1768","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/acredema.com.ar\/index.php\/wp-json\/wp\/v2\/pages\/1768","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acredema.com.ar\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/acredema.com.ar\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/acredema.com.ar\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/acredema.com.ar\/index.php\/wp-json\/wp\/v2\/comments?post=1768"}],"version-history":[{"count":52,"href":"https:\/\/acredema.com.ar\/index.php\/wp-json\/wp\/v2\/pages\/1768\/revisions"}],"predecessor-version":[{"id":1882,"href":"https:\/\/acredema.com.ar\/index.php\/wp-json\/wp\/v2\/pages\/1768\/revisions\/1882"}],"wp:attachment":[{"href":"https:\/\/acredema.com.ar\/index.php\/wp-json\/wp\/v2\/media?parent=1768"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}