{"id":24,"date":"2025-11-27T14:28:06","date_gmt":"2025-11-27T14:28:06","guid":{"rendered":"https:\/\/acredema.com.ar\/?page_id=24"},"modified":"2025-12-30T13:52:40","modified_gmt":"2025-12-30T13:52:40","slug":"financiamiento","status":"publish","type":"page","link":"https:\/\/acredema.com.ar\/index.php\/financiamiento\/","title":{"rendered":"Financiamiento"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"24\" class=\"elementor elementor-24\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad0a08e e-flex e-con-boxed e-con e-parent\" data-id=\"ad0a08e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54f78ae elementor-widget elementor-widget-heading\" data-id=\"54f78ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">L\u00edneas de Financiamiento Disponibles<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d87d7cb elementor-absolute elementor-widget elementor-widget-image\" data-id=\"d87d7cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"400\" height=\"192\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2025\/11\/pattern.png\" class=\"attachment-large size-large wp-image-60\" alt=\"pattern\" title=\"Financiamiento\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6230b9b e-flex e-con-boxed e-con e-parent\" data-id=\"6230b9b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94cd3b9 elementor-widget elementor-widget-spacer\" data-id=\"94cd3b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d9e625 e-flex e-con-boxed e-con e-parent\" data-id=\"6d9e625\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3217b0 elementor-widget elementor-widget-heading\" data-id=\"d3217b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">L\u00ednea Emprendimientos Productivos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8387e32 e-flex e-con-boxed e-con e-parent\" data-id=\"8387e32\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7eca329 elementor-widget elementor-widget-text-editor\" data-id=\"7eca329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>erramienta gestada en 2003 mediante la cual se han facilitado m\u00e1s de 600 cr\u00e9ditos, incluyendo la asistencia de una importante diversidad de rubros.<\/p><p>ACTUALMENTE ESTA L\u00cdNEA DE ENCUENTRA SUSPENDIDA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cafef7a e-flex e-con-boxed e-con e-parent\" data-id=\"cafef7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad6a808 elementor-widget elementor-widget-spacer\" data-id=\"ad6a808\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8bd60a1 e-flex e-con-boxed e-con e-parent\" data-id=\"8bd60a1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99287e9 elementor-widget elementor-widget-heading\" data-id=\"99287e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">L\u00ednea Activa Emprendedor<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e942f7 e-flex e-con-boxed e-con e-parent\" data-id=\"4e942f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1acb090 elementor-widget elementor-widget-text-editor\" data-id=\"1acb090\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Esta l\u00ednea surge gracias a los recursos recuperados de los fondos por sequ\u00eda canalizados en 2023. Luego de su devoluci\u00f3n parcial, fueron represtados los primeros meses de 2025 y actualmente se encuentran en plena etapa de reintegro. Ni bien dispongamos del capital suficiente para reactivar haremos extensiva una nueva convocatoria por este medio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3044bd9 elementor-widget elementor-widget-spacer\" data-id=\"3044bd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c3c412 e-flex e-con-boxed e-con e-parent\" data-id=\"6c3c412\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-459d77c elementor-widget elementor-widget-heading\" data-id=\"459d77c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Demanda de Financiamiento<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca4dda6 e-flex e-con-boxed e-con e-parent\" data-id=\"ca4dda6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-977ee75 elementor-widget elementor-widget-text-editor\" data-id=\"977ee75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-610a6b3 elementor-widget elementor-widget-text-editor\" data-id=\"610a6b3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Si ten\u00e9s una idea o quer\u00e9s mejorar tu emprendimiento en marcha, complet\u00e1 el siguiente formulario y nos pondremos en contacto contigo ofreci\u00e9ndote la herramienta que mejor se adapte a tus necesidades.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6c1a93 elementor-widget elementor-widget-button\" data-id=\"b6c1a93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/acredema.com.ar\/index.php\/elementor-pagina-238\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">INSCRIBIRSE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3ced54 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"a3ced54\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"200\" height=\"489\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2025\/12\/pattern-v-1.png\" class=\"attachment-large size-large wp-image-627\" alt=\"pattern v 1\" title=\"Financiamiento\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d74dcf e-flex e-con-boxed e-con e-parent\" data-id=\"4d74dcf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1918efe elementor-widget elementor-widget-spacer\" data-id=\"1918efe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-526b9b2 elementor-widget elementor-widget-text-editor\" data-id=\"526b9b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"wb-stl-custom5\" data-dnid=\"40390\"><span style=\"text-decoration: underline;\">DETALLE IMPORTANTE PARA TODAS LAS LINEAS DE FINANCIAMIENTO<\/span><\/p><p class=\"wb-stl-custom5\" data-dnid=\"40390\">Se tendr\u00e1n en consideraci\u00f3n\u00a0\u00a0los antecedentes crediticios de Solicitante, Fiadores y C\u00f3nyuges de \u00e9stos, rechaz\u00e1ndose inmediatamente aquellos individuos que presenten obligaciones con situaci\u00f3n distinta a \u00ab1\u00bb (uno).<\/p><p class=\"wb-stl-custom5\" data-dnid=\"40392\">Pero \u00bfqu\u00e9 significa ello?<\/p><p class=\"wb-stl-custom5\" data-dnid=\"40394\">El Banco Central dispone de una base de datos, nutrida por las instituciones crediticias, donde se\u00a0 informa el detalle de obligaciones que un individuo posee en dicha instituci\u00f3n. Se utiliza una escala para conocer el nivel de riesgo de la persona de acuerdo a sus antecedentes de pago.<\/p><p class=\"wb-stl-custom5\" data-dnid=\"40394\">A continuaci\u00f3n detallamos de qu\u00e9 se trata cada una:<\/p><p class=\"wb-stl-custom5\" data-dnid=\"40398\"><u>Situaci\u00f3n 1<\/u>\u00a0[\u00a0Normal ] &#8211;\u00a0Atraso en el pago que no supere los 31 d\u00edas.<\/p><p class=\"wb-stl-custom5\" data-dnid=\"40400\"><u>Situaci\u00f3n 2<\/u>\u00a0[Riesgo bajo] &#8211;\u00a0Atraso en el pago de m\u00e1s de 31 y hasta 90 d\u00edas desde el vencimiento.<\/p><p class=\"wb-stl-custom5\" data-dnid=\"40402\"><u>Situaci\u00f3n 3<\/u>\u00a0[Riesgo medio] &#8211;\u00a0Atraso en el pago de m\u00e1s de 90 y hasta 180 d\u00edas.<\/p><p class=\"wb-stl-custom5\" data-dnid=\"40404\"><u>Situaci\u00f3n 4<\/u>\u00a0[Riesgo alto] &#8211;\u00a0Atraso en el pago de m\u00e1s de 180 d\u00edas hasta un a\u00f1o.<\/p><p class=\"wb-stl-custom5\" data-dnid=\"40406\"><u>Situaci\u00f3n 5<\/u>\u00a0[Irrecuperable] &#8211;\u00a0Atrasos superiores a un a\u00f1o.<\/p><p class=\"wb-stl-custom10\" data-dnid=\"40410\">Consult\u00e1\u00a0a continuaci\u00f3n el estado de tu situaci\u00f3n particular\u00a0ingresando tu n\u00famero de Cuil.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f51c8a0 e-flex e-con-boxed e-con e-parent\" data-id=\"f51c8a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-92706fd elementor-widget elementor-widget-image\" data-id=\"92706fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.bcra.gob.ar\/BCRAyVos\/Situacion_Crediticia.asp\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"235\" src=\"https:\/\/acredema.com.ar\/wp-content\/uploads\/2025\/12\/BASE-DATOS-CENTRAL2.png\" class=\"attachment-large size-large wp-image-607\" alt=\"base datos central2\" title=\"Financiamiento\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>L\u00edneas de Financiamiento Disponibles L\u00ednea Emprendimientos Productivos erramienta gestada en 2003 mediante la cual se han facilitado m\u00e1s de 600 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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